SR NO.

TYPE OF LOAN

INTEREST RATE

LOAN DISBURSAL

MARGIN

1

HOUSING LOAN

10.00%

80%

20%

2

ADVANCES/LOAN AGAINST HYPOTHICATION OF STOCK/ MACHINERY/MORTGAGE/BD/TERM LOAN

12.25%

80%

20%

3

GOLD LOAN

12.50%

75%

25%

4

LOAN AGAINST VEHICLE

i

VEHICLE LOAN-2 WHEELER (PERSONAL)

12.25%

80%

20%

ii

VEHICLE LOAN-4 WHEELER (PERSONAL)

10.00%

80%

20%

iii

VEHICLE LOAN-2 WHEELER (COMMERCIAL)

12.25%

80%

20%

5

LOAN AGAINST LIC-POLICY/NSC

13.50%

80%

20%

6

ADVANCES AGAINST DEPOSIT OF BANK

  i

ADVANCES AGAINST OWN NAME FD

DEPOSIT INTEREST RATE+1%

90%

10%

ii

ADVANCES AGAINST THIRD PARTY FD

DEPOSIT INTEREST RATE+2%

85%

15%

7

CONSUMER LOAN

14.00%

80%

20%